Malraux SCPI
Taxation – Financial Taxation – Malraux SCPI
A Malraux SCPI is a tax-focused real estate investment fund that allows investors to benefit from the Malraux scheme while pooling risk and delegating property management and renovation works.
This investment provides a solution to combine tax optimisation with long-term real estate wealth building.
Why invest in a Malraux SCPI?
A Malraux SCPI raises funds from investors to acquire and renovate historic properties located in protected heritage areas.
In return for financing these renovations, investors benefit from a tax reduction calculated under the Malraux scheme, generally outside the overall cap on tax incentives. This makes it a powerful tax lever for highly taxed individuals.
An SCPI combining taxation and real estate
Unlike a direct real estate investment, a Malraux SCPI mutualises the risks related to property management and renovation works.
The management company handles property acquisition, oversees renovation operations, and manages rentals, allowing investors to participate in the enhancement of architectural heritage while benefiting from a tax advantage.
A Structured Long-Term Investment
The tax benefit of a Malraux SCPI is generally calculated based on the proportion of renovation expenses carried out by the fund, depending on the property’s location and the rules of the Malraux scheme.
The tax reduction may apply from the subscription of shares and is designed for a long-term investment horizon, fully aligned with a structured wealth strategy.
