Bare Ownership
Real Estate Services – Real Estate Investment – Bare Ownership
Investment in bare ownership consists of acquiring a property without receiving rental income for a defined period. This wealth strategy allows investors to build real estate assets at a discounted price, without management constraints, while preparing for the automatic recovery of full ownership in the long term.
Why invest in bare ownership?
Acquiring a property in bare ownership allows investors to purchase real estate below market value through the mechanism of property splitting (usufruct and bare ownership).
During the usufruct period, the bare owner receives no rental income and bears no management responsibilities, while preparing for the recovery of full ownership at the end of the defined period.
This solution is designed for investors seeking a long-term wealth strategy focused on asset appreciation and transmission.
A wealth tool outside tax-shelter caps
Bare ownership is not subject to the global cap on tax niches. The acquired property is not included in the IFI tax base during the usufruct period, and property tax is borne by the usufructuary.
At the end of the temporary usufruct, the bare owner automatically recovers full ownership of the property without additional taxation, making it a relevant tool within a long-term holding and estate planning strategy.
A wealth strategy without management constraints
Bare ownership investment fully separates asset ownership from rental management.
Throughout the usufruct period, the property is managed by an institutional usufructuary responsible for leasing, maintenance, and day-to-day management.
This approach is particularly suited to investors who wish to build real estate wealth without immediate income, but with a secure and long-term perspective.
